Ballpark Lab
New York solar estimate

Solar Panel Cost in New York (2026)

Installed solar in New York runs about $3.10 per watt — roughly 20% above the national average of $2.58/W. With the federal residential tax credit (25D) gone as of 2026, payback here rests on a $0.28/kWh power price and 4.0 daily peak sun hours.

Worked example: a typical $150/month home in New York

A $150/month electric bill in New York works out to about 6,545 kWh a year. Sizing a cash-purchase system to cover 100% of that:

System size
6.0 kW
Panels
15
Annual offset
107%
Gross cost
$21,100
Federal credit (25D)
$0
Expired 12/31/2025 — $0
State incentive
$2,110
Net cost
$18,990
Payback
8.8 yr
25-year savings
$51,113

Last updated June 30, 2026

New York solar numbers

Installed price
$3.10 / watt
Electricity price
$0.28 / kWh
Peak sun hours
4.0 hrs/day
State incentive
10%
Net-metering value
100% of retail

$/W: industry pricing surveys · electricity: U.S. EIA, 12-month average through April 2026 · sun hours: NREL.

Local context: New York's 25% state tax credit (up to $5k) plus NY-Sun incentives offset its modest sun.

Estimate your own New York system

Adjust the bill, ownership, and battery options below — it's pre-set to New York's pricing and sun hours.

Tell us about your home

Average monthly electric bill$210
Estimated system cost
$23,751$30,849
8.0 kW20 panels
Low $24kMost likely ~$27,300High $31k
Federal tax credit
— expired Dec 2025, we won't pretend otherwise
$0
State & utility incentives
–$2,730
Est. annual savings
$2,570
Payback period
~8.5 yr
Net cost
$21k–$28k
25-year net savings
+$68,901
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Monthly shape modeled with NREL PVWatts® v8 (NSRDB 2020 TMY) — updated July 18, 2026.

Electricity 27.5¢/kWh — U.S. EIA, 12-month average through April 2026.

iA ballpark estimate for planning — not a final quote.

Data: U.S. EIA · OpenEI URDB · Google Solar · NREL PVWatts · DSIRE · IRS · ENERGY STAR · industry surveys see all sources

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